Growth in apparel and wholesale often comes down to one constraint: cash. Whether you're scaling production, taking on a major retail order, or managing the gap between paying your factory and getting paid by your buyer, financing decisions can make or break your next season. This session breaks down the real financing options available to brands and suppliers today , including vendor financing, purchase order financing, factoring, lines of credit, and supply chain financing, and when each one actually makes sense. Walk away with a practical framework for evaluating your options, avoiding common financing traps, and structuring capital in a way that fuels growth instead of squeezing margins.

Moderator:Eddie Hertzman, CEO, HGI
Speakers: 
Ronald Friedman, Managing Director, Cbiz
Maria Contino, EVP, Rosenthal Inc  
Chris DeRosa, VP of Business Development, CIT Commercial Services, a subsidiary of First Citizens Bank